Estate Planning
You worked your whole life for it. Now protect where it goes.
An estate plan isn't just for the wealthy. It's for anyone with a home, kids, or savings. We help you pick the right documents. Then they get prepared, reviewed, and shipped to your door.
Serving families nationwide · Virtual or in person · Flat fee, never hourly
What happens if you do nothing
Without a plan, your state's rules decide who gets what. That happens in a court process called probate. It's public, it's slow (often a year or more), and it can eat a real chunk of what you leave behind. Your kids could get it all at 18, in one lump. A judge could pick who raises them.
Every one of those outcomes can be avoided. That's the whole point of an estate plan.
What probate really costsEvery document your family needs
Each one is made for your situation. You won't need all eight. The first call is where we figure out which ones you do.
Last Will & Testament
Says who gets what and who cares for your minor kids. The base of every plan. On its own, a will still goes through probate.
Revocable Living Trust
Skips probate. Keeps your estate private and your family out of court. You stay in full control while you're alive.
Power of Attorney
Names someone you trust to pay bills and handle money if you can't. Without one, your family may need a court order.
Healthcare Power of Attorney
Makes sure your medical wishes are followed when you can't speak for yourself. It takes the guessing off your family.
Guardian Nomination
Names who steps in for your minor kids, or for you if you're ever unable to decide for yourself.
Special Needs Trust
Leaves money to a loved one with a disability without putting their SSI or Medicaid at risk.
Estate Settlement
Step-by-step help with the paperwork after you lose someone. You don't have to figure it out alone.
Additional Documents
Real estate deeds, irrevocable trusts, trust updates, LLCs, and buy-sell agreements for business owners.
How it works
Four steps. Most of it happens from your kitchen table.
Talk it through.
A free call about your family, your home, and what you want to happen. We show you which documents fit, and the price, before you start.
Fill out your intake online.
A guided form you finish at your own pace. It saves as you go, so you can stop and pick up later.
Your documents get prepared and reviewed.
Our document partner, Plan4TheFuture, prepares every page for your situation. A real person reviews each file before it ships.
Delivered to your door.
Your documents arrive ready to sign. You pay when they're delivered. No hourly billing and no surprise fees.
Short explainers: the core documents
About two minutes each. Watch before your first call so you know what to ask.
Videos courtesy of Premier Estate Planning, our document partner.
Where life insurance fits
Documents decide where things go. Life insurance often decides how much there is to pass on. It can cover final costs, pay off the house, or make things even between your kids. That part is our home turf.
Your life insurance, 401(k), and IRA also pass by the names on the form, not by your will. We check those beneficiary forms with you so the plan and the paperwork match.
Beneficiary mistakes to avoidThe Estate Planning Checklist
The 6 documents, 5 beneficiary checks, and probate steps every family should know. Free to download.
Common questions
Isn't estate planning for rich people?+
No. If you have a home, kids, or anyone who counts on you, you have an estate. Smaller estates often lose a bigger share to probate costs, so a plan matters more, not less.
What does an estate plan cost?+
Plans are a flat fee, never hourly. You'll know the exact price on your first call, before anything starts. You pay when your documents are delivered.
Are you attorneys?+
No. We're not attorneys, and we don't give legal advice. Your documents are prepared by Plan4TheFuture, a document preparation firm, and reviewed before they ship. If your situation needs a lawyer, like a family dispute or a lawsuit, we'll tell you.
Can I do this if I don't live in Michigan?+
Yes. We work with families across the country. Most of the process happens online and by phone, and your documents are shipped to you.
I did a will years ago. Am I covered?+
Maybe. Life moves faster than paperwork. Marriages, moves, new grandkids, and new accounts can all leave an old plan out of date. If yours is more than a few years old, it's time for a review.
What about estate taxes?+
Most families won't owe federal estate tax. The rules can change, and some states have their own tax. We'll tell you if your plan needs to plan for it.
Keep learning
Estate planning where you live
Start with one conversation.
Tell us about your family and what you want to happen. We'll show you exactly which pieces you need, and which you don't.
Educational content only. Not financial, legal, or tax advice. All services are provided by licensed professionals. Coverage decisions depend on individual circumstances.