Business Tax Strategy · ProfitGuard Plus
How long does ProfitGuard Plus
take to set up?
About 30 to 45 days from yes to go live. Our team handles the plan documents, the payroll integration, and the enrollment. We run a mock payroll before anything goes live, so the numbers are proven before they are real.
Quick answer
- Typical onboarding runs 30 to 45 days.
- Step one is the plan documents. They are written and reviewed by CPAs and ERISA attorneys, and your CPA can review them too.
- Step two is payroll integration. We coordinate with your payroll provider. You do not switch providers.
- Step three is enrollment. We walk your team through what changes on their paycheck and what they get.
- Step four is a mock payroll. We run the numbers before go live so nothing is a surprise.
- The employer's lift is light: headcount, payroll provider, and a few details. The saving starts on the first live payroll.
The four steps
Plan documents
Written for your business and reviewed by CPAs and ERISA attorneys. Your CPA gets to read them before anything else happens.
Payroll integration
We coordinate with the payroll provider you already use. Nothing changes about who runs your payroll.
Enrollment
We walk your team through it: what the pre-tax election is, what changes on the paycheck, and what they get through the portal.
Mock payroll, then go live
We run a full mock payroll first. When the numbers match what we told you, the plan goes live on the next real one.
What we need from you
Your headcount, who runs your payroll, and a few details about your team. That is the owner's part. We handle the rest and keep your CPA in the loop. The page written for CPAs and payroll providers shows them what to expect.
What you do not have to do
You do not change payroll providers. You do not change your medical plan or drop any benefit you offer today. You do not add a line to the budget. The full program is on the ProfitGuard Plus page, and the estimator shows your number now.
Frequently asked questions
How long does ProfitGuard Plus take to set up?
About 30 to 45 days. Plan documents, payroll integration, and enrollment are handled by our team, with a mock payroll before go live.
What is a mock payroll?
A full dry run of your payroll with the plan in place, before anything goes live. It proves the numbers match what we told you.
Do I have to change payroll providers?
No. We coordinate with the payroll provider you already use.
What does the owner have to do?
Give us your headcount, tell us who runs your payroll, and share a few details about your team. We handle the documents, the integration, and the enrollment.
When does the saving start?
On the first live payroll after the mock payroll checks out, and it repeats every payroll after that.
This is education, not tax or legal advice. Actual savings vary by payroll structure, participation, and state and local tax. Talk to your CPA about your specifics before you decide. ProfitGuard Plus is a marketing name for a structure built on IRS code sections 125, 106(a), 105, and 213(d).
See your ProfitGuard Plus number
Enter your W-2 headcount and see the combined value first. Then we'll run your exact numbers. You can also read the full walkthrough on the ProfitGuard Plus page or call +1 (586) 899-1003.
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