Back to Calculators

Medicare Cost Calculator

What Will Medicare Actually Cost You?

Estimates your annual Medicare cost based on plan type, income (which affects Part B premium via IRMAA), prescriptions, and doctor visits. Uses 2026 Medicare premium tables.

Your situation

Estimated annual cost

$6,016

Original Medicare + Plan G

Part B ($203/mo × 12)$2,435
Supplement premium ($152/mo × 12)$1,824
Part D premium$420
Prescription costs$1,080
Estimated out-of-pocket$257

Get a free Medicare plan comparison

Send your numbers to our team. We'll pull live carrier rates for your county and compare Plan G, Plan N, and the strongest Advantage plans for your specific situation.

We don't share your info. Unsubscribe anytime.

Uses 2026 Part B premiums and IRMAA brackets. Medigap and Advantage premiums vary by state, age, and carrier — estimates use Michigan-area averages. Your actual cost may differ.

Educational tool only. Not financial, tax, or legal advice. Estimates use standard assumptions and may not reflect your specific situation. Talk to a licensed professional before acting on results.

Schedule Free Consultation