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Life Insurance Calculator

How Much Life Insurance Do You Need?

Uses the DIME method (Debt, Income, Mortgage, Education) plus final expenses, then subtracts what you already have. Takes 60 seconds.

Your numbers

Recommended coverage

$1,550,000

Income replacement$1,125,000
Mortgage payoff$250,000
Other debt$25,000
Education fund$160,000
Final expenses$15,000
Less: existing + savings−$25,000

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Educational tool only. Not financial, tax, or legal advice. Estimates use standard assumptions and may not reflect your specific situation. Talk to a licensed professional before acting on results.

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