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Free Guide · Life Insurance
The Life Insurance Buyer's Guide
How to actually pick the right policy — and avoid the 3 common traps
Life insurance is the most-mis-sold financial product in America. Most families end up over-paying for under-coverage. This guide walks through how to size your need, pick the right type, and avoid the pitches that don't fit your situation.
What's inside (8 pages)
- The DIME method for sizing coverage
- Term vs whole vs IUL: when each fits
- Riders worth adding (and the one that's usually a trap)
- Six common beneficiary mistakes
- Underwriting prep for better rates
- Three sales pitches to be skeptical of
Who it's for
Families shopping for their first policy, business owners adding key-person coverage, and anyone confused about whether to switch from term to whole life.
Educational content only. Not financial, tax, or legal advice. Always consult a licensed professional before acting on the information in this guide.