TEN POINT
Financial Group
(586) 899-1003

For bank CFOs, CEOs and treasurers

Find out where your bank's BOLI stands.

Answer 7 short questions. Get your BOLI health score and our benchmark checklist.

Get My BOLI Health Score

No change of agent of record. Your team decides.

Your BOLI health score

Pick the answer that fits best. There are no wrong answers.

  1. 1.When did you last compare your BOLI to today's market?
  2. 2.Do you know what each policy earns now, and how that compares to newer products?
  3. 3.When did your bank buy most of its BOLI?
  4. 4.Do you know how your BOLI splits between general account, separate account and hybrid policies?
  5. 5.Do you know how much of your BOLI sits with each carrier?
  6. 6.Do you know your BOLI as a share of Tier 1 capital plus the allowance, and how it compares to the 25% guideline?
  7. 7.Are your 101(j) notice and consent files and your yearly Form 8925 filings in order?

0 of 7 answered. Finish all 7 to get your score.

What you get

Your health score

A score from 0 to 100. It shows how much a benchmark could help you see where you stand.

The benchmark checklist

10 questions every bank should be able to answer about its BOLI. Yours as a PDF.

A benchmark call

If you want one. A team with decades of BOLI experience checks your policies against today's market.

How it works

  1. 1

    Take the quiz

    7 questions about what your bank knows about its BOLI.

  2. 2

    See your score

    Get your score and the checklist PDF.

  3. 3

    Book a short intro call

    We gather the policy details and compare them to today's market. Then your team decides what, if anything, to do next.

Why banks trust the process

  • No change of agent of record is needed to run the review.
  • It is independent. It checks your policies against today's market, not just against their own past.
  • We work alongside your CFO and auditors.
  • Some banks find their policies are doing fine. That is a good outcome too.

Questions banks ask

What is a BOLI benchmark?

It compares your policies to what is out there today. A yearly review checks a policy against itself. A benchmark checks it against the market.

Do we have to change agents?

No. The review does not need a change of agent of record.

Is the score a grade of our policies?

No. It shows how much a benchmark could help you see where you stand. It does not judge your policies, and it does not promise any result.

What happens after the call?

You see where your BOLI stands and what any change would involve. Then your team decides.

See where your BOLI stands.

A short quiz, a clear score and a checklist your team can use. If your policies are doing well, you will know that too.

This page is for learning only. It is not tax, legal or accounting advice. Check your bank's situation with your CPA, auditors and legal counsel. Ten Point Financial Group is an independent insurance agency.